Our working practices are certified in accordance with the requirements of ISO 9001-2008 and reviewed annually by Det Norske Veritas (DNV). This ensures our systems and routines provide a secure platform for structured work.
As a licensed bank, we are subject to regular checks and supervisions by Finansinspektionen (FI). Finansinspektionen ensures confidence in financial markets by intervening in cases where financial institutions don’t meet trading standards.
Personuppgiftslagen (The Personal Data Act) protects people from improper use of personal data. Marginalen Bank customers can always request to see how their personal data is saved and managed.
Bank deposits are covered by the Swedish government’s deposit guarantee scheme. Compensation covers amounts up to 100 000 EUR, per person. Introduced in 1996, the deposit guarantee scheme aims to protect investments and ensure a stable financial system.
Customers can log into their internet banking account by using: a code and bankcard, a 'simple login' (limited access), mobile ID and electronic ID. All of these methods are secure and all information is encrypted.
Against Criminal Activity
Marginalen Bank has procedures in place to prevent transactions involving money laundering and terrorist financing. Money laundering refers to funds from criminal activities that enter legitimate banking systems. Terrorist financing is defined as raising or receiving funds or assets that support terrorism.
Sometimes you may be asked to produce identification or answer questions about transactions. You may also need to show receipts, invoices or other documents. By helping us, you’re also taking a stand against criminal activity.