Marginalen Bank – A different kind of bank

We can help to simplify your finances, so you’ll have more time to enjoy life. Private and business customers benefit from a range of easy-to-use products and services, all under one roof.

About us

We believe that more people should benefit from competitive, straightforward financial services. Regardless of your circumstances, our loans, cards and accounts are designed to meet your changing needs. Private customers can borrow up to 350 000 sek in unsecured loans and omstartslånet is designed to help people with low credit ratings restructure their finances. Our credit cards offer a reward system that fits your style of living and you’ll also benefit from purchase and travel insurance wherever you shop!

We believe that customers should benefit from competitive interest rates. Our Lönekontot (current account) has an interest rate at 0,80% and our Fasträntekontot offers customers 2,0% on fixed term savings. All our savings accounts are covered by the Swedish government’s deposit guarantee scheme.

For our business customers, Marginalen Bank offers a wide range of financial and administrative services. As successful entrepreneurs ourselves, we have the experience and insight to advise businesses at all stages of the growth cycle. We can assist with growth financing, invoicing, business loans, leasing and hire purchase.

Marginalen Core is dedicated to reducing business administration, freeing up time for entrepreneurs to develop business interests. Contact us for advice on legal, HR, accounting, debt collection and invoice management services.

Our Business Concept

Marginalen Bank frees up time for people to enjoy life and develop business interests. By listening to our customers’ needs, we’ve developed a range of competitive products and services that suit your lifestyle.

Our Vision

We want to contribute to a better world by creating economic opportunities for people from all walks of life.
We look to build partnerships, not based solely on numbers, but also on the currency of ideas.

Transparent & Secure

Marginalen Bank is ISO certified and an external auditor ensures all our services meet the requirements detailed in ISO 9001.
Our customers are protected by the Swedish government’s deposit guarantee scheme, which covers deposits of up to 100 000 EUR, per person.

Our Story

Marginalen group was formed in the early 1990’s but our roots go back to the 1970’s. In 2010, Marginalen acquired Citibank's Swedish consumer interests and Marginalen Bank was born. Today, Marginalen Bank has over 350 employees and almost 200 000 customers throughout Scandinavia.

We’re a secure and profitable bank with business assets valued at 15,4 billion SEK. In 2013 we returned an operating profit of 30,7 million SEK, after tax. Margin Bank is owned by Margin AB and supervised by Finansinspektionen (FI). We are ISO certified and covered by the Swedish government’s deposit guarantee scheme.

Our History


Facts and figures

Since Marginalen Bank was formed is 2010, we’ve seen annual growth increase in four key sectors: banking services, transactions, customers and employees. Our growth strategy is based on sustainable profits and financial stability. We are a reliable partner and we're proud of our business partnerships and interests.

  • Marginalen Bank founded 2010
  • Managing Director, Sarah Bucknell
  • Supervised by Finansinspektionen (FI)
  • Branches in Borås, Stockholm, Sundsvall & Söderhamn
  • Headquarters in Stockholm
  • Approximately 350 employees


(Million SEK) 2015 2014 2013
Loans 12 991,6 11 922,0 10 324,30
Deposits 15 191,4 15 206,30 14 104,90
Profits after tax 86,4 74,40 32,30
Assets 17 429,6 17 174,30 15 461,50